Uses of Internet in Banking Essay Example for Free

Uses of Internet in Banking Essay Online banking is a technological advancement that has brought about such a change. The banking industry has adopted virtual banking to improve business process, infrastructure, and customer relationships. These changes have had a major impact on the banking business, but more transparently on the customers of online banking. The matrix measures for the improvements added by online banking can be evaluated on comparable levels of service, efficiency and cost satisfaction, for both the provider and consumer of this technology.E-banking has had a considerable impact on todays banking business. Banking activities such as; account inquiries, depositing or transferring funds and ordering checks, can now be done remotely, 24 hours a day and seven days a week Banking through the internet (Online) provides customers with a variety of services that are either free or have a minimal fee . The advantages of online banking to customers can be summed up with five words; convenience, ubiquity, transaction speed, efficiency, and effectiveness. Online banking is more convenient and ubiquitous for consumers because the internet is open 24 hours, and can be accessed from anywhere in the world. Transactions are in most cases as fast as clicking buttons on ones computer screen, and often faster than ATM processing. Banking online is more efficient because bankers can access and manage multiple accounts through one online bank account. Online customers are able to take advantage of simple features that enable them to check balances, transfer funds between multiple accounts, pay bills through the automated process of direct billing, and use direct deposit for faster processing of paychecks. Banking online also offers new sophisticated tools to manage assets, read stock quotes and rate alerts, apply for loans and to change or update account information through the use of online forms. Still, some traditional bankers are weary of online services despite its notable rewards. For instance, security worries of identity theft keep many from banking online. Banks also advertise various types of loans, investment accounts and insurance products that are easy to purchase or open with an online application. The growing use of new credit scoring software allows banks to advertise a guaranteed answer or 24 hour approval on such applications. E-tools for conducting such services have completely changed old banking processes, and provide new, more convenient ways of banking, that Banks are using to lure customers into their business. The customers of online banking reap many benefits from the added convenience of online banking, but the nature of banking has completely changed and requires new skills. For instance, basic personal computer skills are a must for bankers wanting to enter the online banking world. Bankers will now need to be able to maneuver through the numerous tabs, buttons and icons on their computers, to be able to access their accounts, and complete transactions. Officials of the Internet-only bank, BankDirect, acknowledge that banking online is a service best suited to computer-savvy clientele. A look into the future of the banking industry shows that banks are not moving away from virtual banking, but are instead promoting new uses of online service, and improving the existing features. Banks world wide are implementing the use of online services to better their business efficiency, and bankers all over the world are looking for these efficient services to become available to them. As online banking attracts more and more customers through industrial innovations and improvements, it is a clear sign that the internet is the future place for banking business.

F. Scott Fitzgerald’s The Great Gatsby - Nick Carraway as Narrator Essa

The narrative point of view adopted by F. Scott Fitzgerald in The Great Gatsby supports the novel's criticism of the upper class and the importance of wealth in society. Fitzgerald uses Nick Carraway as the narrator who views the upper class as entirely superficial. Through his observation of people at Gatsby's party, at the beginning of chapter three, Nick seems to feel that the wealthy are clones of a stereotype accepted and created by themselves. To him it seems as though this society is based on appearance and recognition and judges people according to how much they own rather than what they believe in. Nick's criticisms are accepted by the reader as impartial because Nick is the only major character who is not preoccupied with wealth. This is established in the first few pages of the novel where Nick describes himself and his upbringing in a manner that immediately secures the trust of the reader. This allows Nick to act as a measure for other characters who are in a relentless pursuit of money and power.      Fitzgerald creates a particular impression of Nick in the first few pages of the novel in order for Nick to present himself as honest and to secure the trust of the reader. Fitzgerald does this by describing Nick's upbringing and his opinion of himself. Nick states that he is 'inclined to reserve all judgments' which is 'a matter of infinite hope.' This has the immediate effect of presenting Nick as an unbiased narrator. When he states that his tolerance has a limit, the reader feels that he would only judge people if they have gone too far. The importance of this is that Nick does form very strong opinions of characters later in the novel. This encourages the reader to view these characters so that they will develop ... ...ween the reader and Nick in order for the reader to accept Nick's opinions as impartial. He places Nick in a typical situation where wealthy people interact. The reader is encouraged to view the upper class as superficial and as a group of clones who choose to fit into a single self-created stereotype. By focusing on only a few individuals at Gatsby's party, Nick presents the entire class' pretentious behaviour quickly and effectively to the reader. The importance of appearance and recognition to these people is noted several times by Nick when he describes groups of people behaving in their typically superficial manner. The narrative point of view adopted by F. Scott Fitzgerald thoroughly supports this novel's criticism of wealthy people and how they choose to lead their lives.   Ã‚   Works Cited: Fitzgerald, F. Scott. The Great Gatsby. New York: Macmillan, 1992.

Physical Activity and Childhood Obesity

As people age the knowledge and experiences they gain in life may help shape their daily decisions. Adults are often more conscientious of the benefits physical activity has on their bodies and their health. With the growing popularity of video games, the distraction of television and the fast paced lifestyles many people are now living, children are being greatly affected. The result of children being more sedentary in current times has led to a greater prevalence of child obesity in society.In order to combat this issue it is imperative that children partake in physical activity. Children learn by example and the involvement the schools, communities and parents have with the child helps shape their outcomes in life. There are several factors that may contribute to childhood obesity. In an article on Children’s Physical Activity and Obesity it states that; â€Å"[†¦] the effects of parenting, the home environment, and developmental and psychological factors on diet, obe sity, and physical activity have received significant attention† (Luisa Franzini, PhD, 2oo9).From this attention, new research and developments are achieved. The number of children who experience overweight is growing at an alarming rate in recent times. According to an article on overweight and obesity, 1 out of 3 children are considered overweight or obese (Kids Health, 2009). Research has shown that overweight and obesity leads to health issues, some of which can be fatal. Moreover, the CDC states; â€Å"Obese youth are more likely to have risk factors for cardiovascular disease, such as high cholesterol or high blood pressure.In a population-based sample of 5- to 17-year-olds, 70% of obese youth had at least one risk factor for cardiovascular disease† (Healthy Youth, 2010). Further, experiencing overweight in childhood presents a greater possibility of experiencing overweight in adulthood. According to the CDC, obese youth are more likely to become overweight adults , and therefore more at risk for associated adult health problems, including heart disease, type 2 diabetes, stroke, several types of cancer, and osteoarthritis (Healthy Youth, 2010).A positive outlook on afore mentioned statistics is that these health issues can be prevented by adapting a proper diet and engaging in physical activity. There are a number of ways to prevent childhood obesity. According to an article on Disease Prevention Programs Targeting Obesity in Children, a majority of programs developed and tested to treat childhood obesity have included dietary modification, increased physical activity, and/or reduced sedentary behavior (Adrienne R. Hughes, 2008).With the growing popularity of video games and number of television channels, more children are engaging in sedentary behavior. However, reducing sedentary activities among children can help prevent obesity. In fact, Hughes states; â€Å" Encouraging obese children to increase their physical activity will help to red uce adiposity and improve cardiovascular, metabolic, and psychosocial health (Adrienne R. Hughes, 2008). The amount of time spent being physically active is also important in preventing child obesity.In fact, in an article on Tackling Overweight and Obesity in Children it states; â€Å"Children should take part in at least one hour of moderately intense activity per day; this should make breathing heavier than usual, but talking should still be possible† (Crocker, 2007). It is important to gradually increase physical activity in order to avoid injury or over exertion. Further, as a school, a community and as parents it is important to set good examples for children. Through proper physical activity and diet the prevalence of child obesity can be diminished.

Jean Piaget s Theory Of Cognitive Development - 877 Words

Jean Piaget is one of many theorists to have proposed ideas about development. However he was the first to make a methodical study of cognitive development. In his theory Piaget describes four main stages of psychological development which he believes children move through. His theory suggests that each stage helps to construct the next; leading cognitive abilities to become more advanced as we grow older. When taking into consideration discontinuity and continuity; Piaget’s cognitive stages leans towards both continuity, due to the belief that children construct their own knowledge based on experiences, and also discontinuity as a child must move through one stage before they can reach another for the cognitive system to develop further. Piaget’s understanding of the different stages suggests that the development of the cognitive structure develops in distinct stages supporting discontinuity. The first stage is known as the ‘Sensorimotor Stage’; which occurs in early childhood, between birth and two years. This is the stage where information is gained through sensory and motor skills. Throughout the first stage the infant is trying to make sense of the world which they see around them. By using assimilation and accommodation, which is the process of relating physical actions and perceived responses to grasp a sense of the world, a child can gradually create schemas and place old schemas to new ideas. Two of the major sensorimotor activities are object permanence andShow MoreRelatedJean Piaget s Theories Of Cognitive Development1360 Words   |  6 Pages Jean Piaget was a Swiss psychologist. He worked in the fields of Developmental Psychology and Epistemology. He’s known for his works and theories in the field of child development. His theories of cognitive development and epistemological views are called, â€Å"genetic epistemology†. Piaget placed the education of children as most important. His works and theories still play a huge role and influence the study of child psychology today. Jean Piaget was born on August 9, 1896 in Neuchatel, SwitzerlandRead MoreJean Piaget s Theory Of Cognitive Development1607 Words   |  7 PagesShaquille Ross Professor Morris Piaget Theory Jean Piaget s theory of cognitive development gives a broader way of explaining the way of how the process of thinking is developed, based off of different age groups. He became interested in how organisms adapt and conform to its environment. He believe that it was labelled as intelligence. He observed these behaviors by controlling them through schema or schemes. In other words, Piaget organized experiments that are based off of intellectualRead MoreJean Piaget s Theory On Cognitive Development1045 Words   |  5 Pageshave shaped our understandings of the human mind and our behaviors. Jean Piaget was by no means an exception. Piaget was a clinical psychologist known for his pioneering work in child development. He was the first psychologist to make a systematic study of cognitive development. Over the course of his later career in child psychology, he identified four stages of mental development that took into account young people s development from basic object identification t o highly abstract thought. This paperRead MoreJean Piaget s Theory Of Cognitive Development1553 Words   |  7 PagesJean Piaget is considered to be very influential in the field of developmental psychology. Piaget had many influences in his life which ultimately led him to create the Theory of Cognitive Development. His theory has multiple stages and components. The research done in the early 1900’s is still used today in many schools and homes. People from various cultures use his theory when it comes to child development. Although there are criticisms and alternatives to his theory, it is still largelyRead MoreJean Piaget s Theory Of Cognitive Development1071 Words   |  5 PagesIn this essay I want to analyse Jean Piaget’s (1936) stage theory of cognitive development and Erik Erikson’s (1959) theory on stage development. Piaget’s theory focuses on cognitive development where Erikson’s applies a more psychosocial lens. I will be analysin g the key concepts of each theory and comparing them to see the similarities and differences in the theorists thinking. Piaget’s theory is made up of four stages. The first stage was the sensitometer stage. This occurs from birth to twoRead MoreJean Piaget s Theory Of Cognitive Development1641 Words   |  7 PagesJean Piaget (1936), was a developmental psychologist from Switzerland. He was known to be one of the first psychologists to study cognitive development. His contributions include an in depth theory of cognitive child development. His studies include many detailed child observations and a series of simple but ingenious tests to reveal a child cognitive abilities. Before Piaget’s theory of development many psychologists believed that children were just less competent thinkers then adults. Piaget arguesRead MoreJean Piaget s Theory Of Cognitive And Affective Development1693 Words   |  7 PagesMethodology and Cognitive Theory of Jean Piaget The Methodology and Cognitive Theory of Jean Piaget Timothy Carlton Southwest Tennessee Community College A Paper Presented In Partial Fulfillment Of The Requirements For Life Span Psychology 2130-L01 July 31, 2014 â€Æ' â€Æ' Abstract Jean Piaget’s theory of Cognitive and Affective Development is a result of an interdisciplinary approach to understanding mental processes and the behaviors presented by those processes. Piaget’s theory encompasses developmentRead MoreJean Piaget s Theory Of Cognitive Development895 Words   |  4 Pageshave contributed to the study of Psychology. One of these great contributors is Jean Piaget, a Swiss psychologist. He is mostly known for his theory of cognitive development. Jean Piaget used his own life as well of the lives of his own children to develop this theory. He believed that the thought process between children and adults were different and thus that began the process of Cognitive Development. Jean Piaget is a Swiss psychologist who was born on August 9, 1986. He is one of the mostRead MoreJean Piaget s Theory Of Cognitive Development943 Words   |  4 PagesJean Piaget’s theories of cognitive development broke new ground in the field of Psychology leading to the extension of further research into the area of developmental psychology. In this essay I seek to examine these theories whilst considering their current relevance to modern psychology and society. A major part of Piaget’s theory focuses around the idea of schemas; a set of linked mental representations used to make sense of the world. According to Piaget (1952), we are born with a small setRead MoreJean Piaget s Theory Of Cognitive Development Essay2015 Words   |  9 Pages Jean Piaget’s Theory of Cognitive Development Penny Clark Austin Peay State University Jean Piaget’s Theory of Cognitive Development Introduction There have been many people that have made huge contributions to the school of psychology. Perhaps one of the most influential theorists was Jean Piaget. Piaget was a philosopher, biologist, educationalist, and psychologists. He decided to study the many ways in which children develop knowledge. He made many contributions to his theories